Law Updates

CMA Issues “Dhamani” Insurance Platform Regulation

The Capital Market Authority (CMA) published in this week’s issue of the Official Gazette a new Regulation Governing Electronic Linkage of the Health Insurance System that sets the legal framework for using its Dhamani electronic insurance system.

This regulation requires all health insurance practitioners, such as insurance companies, health services providers, and other actors in the health insurance ecosystem, to carry out all health insurance transactions using this new platform. It also imposes a number of obligations on insurance practitioners using the platform such as notifying the insured of his data protection rights, adhering to medical coding in all transactions, and reporting data breaches.

The regulation sets fees for registering insured individuals, exchanging health insurance claims, and using the services of the system.

CMA has the right to penalise insurance practitioners found in violation of the provisions of this regulation by imposing a number of administrative penalties including a fine not exceeding 20,000 Rial Omani.

This new regulation enters into force after 30 days from today. You can read it in full in English on the link below: